NYC Fraud Defense Attorney

Serving Manhattan, the Bronx, Brooklyn, Queens & Staten Island, NY

Fraud is intentional wrongful or criminal deception for financial or personal gain. Some examples of fraud charges are bank fraud, such as mortgage fraud and credit card fraud, and identity fraud charges, which are also known as identity theft.

To speak with our experienced NYC fraud defense lawyers, call us at (646) 798-7118 or contact us online today. 

What is Mortgage Fraud? 

Following the mortgage crisis that began in 2008, revealing the improprieties of banks and mortgage lenders nationwide, we have seen a significant increase in the number of charges targeting average New Yorkers instead of the lenders responsible. To avoid the most severe penalties and to have the best chance of charges being dropped, you need an experienced New York City mortgage and bank fraud lawyer on your side.

Homebuyers and homeowners can find themselves accused of mortgage fraud under various circumstances, including during the stressful and complex processes of purchasing or refinancing a home. It's essential to understand that mortgage fraud cases are complex and require a clear understanding of both legal and financial documentation. Our firm can assist clients in unraveling these intricate matters and provide guidance on the best legal strategies available.

It’s important to know that you can be charged with fraud even if the mortgage company was aware that the provided information was false and/or their employees assisted you in providing untrue information. 

Additionally, if all but one small piece of information was true, or if your loan was denied, you can still be charged. These charges cover a vast spectrum, and having a knowledgeable NYC bank and mortgage fraud attorney to help you navigate your situation will give you a much better chance of fighting back.

There are a few scenarios typical to mortgage fraud charges. **Common Scenarios Include:**

• Application Fraud: Occurs when incorrect or inaccurate information is presented as fact to obtain loans.
• Fraudulent Appraisals: Provide inaccurate information regarding home value, as well as the use of a straw buyer to hide the identity of the true buyer.

Navigating the legal ramifications of mortgage fraud requires considerable expertise, especially when federal charges are involved. In these instances, it’s paramount to have a legal team familiar with the federal judicial system and its differences from state-level proceedings. Our firm is committed to providing robust defense strategies tailored to protect our clients' rights and interests against such charges.

New York City fraud lawyer, Maryam Jahedi, is well-versed in every possible scenario and will build the strongest possible case for you.

Understanding Credit Card Fraud & Prevention

Other bank fraud charges may include credit card or debit card fraud. Credit card or debit card fraud are forms of identity theft that involve unauthorized taking of another person’s credit card or debit card information for purposes of charging purchases to the account or removing funds from the account by other means.

Credit card fraud can range from the simple theft of card details to more sophisticated schemes involving phishing scams and data breaches. With advancements in technology, perpetrators continually develop new methods to commit fraud, increasing the complexity of these charges. Our firm stays abreast of the latest trends in credit card fraud to provide a defense that addresses the nuances of each situation.

Understanding the Different Types of Credit Card Fraud:

• Skimming: Devices that capture credit card information at ATMs or points of sale.
• Phishing: Emails or messages that trick users into providing credit card details.
• Account Takeover: When fraudsters gain access to an account and use it without the account holder’s consent.

Understanding these tactics is crucial for formulating an effective legal defense to protect your rights and finances. At Maryam Jahedi Law Firm P.C., we work diligently to stay one step ahead in this dynamic legal area.

Identity Theft: Protecting Your Personal Information

Identity theft is the unlawful use of someone else’s personal identification information such as name, social security number, driver’s license, and bank and credit card account information.

The implications of identity theft are far-reaching, potentially affecting your credit score and financial stability for years. Victims often find themselves entangled in arduous processes to restore their financial identity and reputation. Legal assistance is crucial in both defending against unfounded charges and rectifying any damage caused by the theft.

In New York, identity theft is a serious offense that can lead to significant legal consequences, including fines and imprisonment. State legislation has evolved to specifically address the complexities of these crimes, providing law enforcement agencies with the tools necessary to combat identity theft effectively. Understanding the legal landscape is essential for anyone charged with this crime, as the stakes are incredibly high.

How Our NYC Fraud Lawyer Can Help You 

When charged with fraud, you can benefit immensely from the services of an experienced NYC bank and credit card fraud lawyer. Based in New York City, Jahedi Law serves the NYC-metro region, including Queens, Bronx, Brooklyn, and Manhattan. Jahedi Law is your premier New York bank fraud, credit card, and identity fraud crimes lawyer solution. We provide legal counsel for traditional crimes, white-collar crimes, and post-conviction representations. 

Our approach includes thoroughly examining all evidence, understanding the intricacies of each fraud allegation, and building a robust defense to challenge the prosecution's claims. We advocate strongly on behalf of our clients, ensuring that every possible defense strategy is explored. With a reputation for unwavering commitment to our clients, Jahedi Law provides a legal partnership that focuses on achieving the most favorable outcome possible.

Understanding New York Fraud Laws & Legal Frameworks

Fraud laws in New York are designed to protect individuals and organizations from financial crimes. These laws cover a range of offenses, including theft, deception, and corrupt practices in various forms. Understanding these laws is critical for anyone accused of fraud, as the legal language and potential implications can be daunting.

Under New York law, fraud can encompass numerous activities, such as forgery, misrepresentation, and deceitful practices in pursuing financial gain. The state employs stringent measures to prosecute fraud offenses, especially those affecting large numbers of people or significant amounts of money. Being informed about these laws helps individuals navigate their legal challenges with greater confidence and clarity.

The Impact of Fraud on New Yorkers & Local Economy

New Yorkers have experienced the profound effects of fraud in various sectors, ranging from real estate and banking to digital commerce and personal identity. Fraudulent activities not only impact the immediate victims but can also create a ripple effect, damaging the economy and public trust.

In cases of widespread fraud, such as real estate scams or massive data breaches, entire communities can suffer the consequences. This underscores the importance of robust legal frameworks and diligent enforcement to safeguard New Yorkers from such detrimental activities. Our firm is dedicated to not only defending the accused but also contributing to greater awareness and prevention measures.

To speak with our experienced NYC fraud defense lawyers, call us at (646) 798-7118 or contact us online today. 

Frequently Asked Questions About Fraud in New York

What Should I Do If I Am Accused of Fraud in New York?

If you find yourself accused of fraud, the first step is to seek legal counsel immediately. An experienced attorney can guide you through the legal process, providing necessary advice on how to handle law enforcement and court proceedings. Do not attempt to navigate the situation alone, as fraud charges can be complex and carry significant consequences. Our firm offers comprehensive support, from initial consultations to courtroom defense, ensuring you understand every step in your journey.

How Is Fraud Proven in New York Courts?

In court, proving fraud typically involves demonstrating that the defendant intentionally deceived another party for financial or personal gain. This process requires a thorough examination of evidence, including documentation, witness testimonies, and expert analysis. It's critical for the defense to scrutinize the prosecution's claims and provide alternative explanations that cast doubt on the alleged fraudulent activity. At Maryam Jahedi Law Firm P.C., we meticulously assess all aspects of the accusation to develop a strong counter-narrative.

What Are the Penalties for Fraud in New York?

The penalties for fraud in New York can vary widely depending on the nature and severity of the offense. Sentences may include fines, restitution, probation, and imprisonment. Aggravating factors, such as the amount of money involved or prior criminal history, can lead to harsher penalties. It is essential to have proficient legal representation to potentially mitigate these consequences and negotiate favorable outcomes where possible.

Can Fraud Charges Be Dismissed in New York?

Yes, fraud charges can potentially be dismissed if there is insufficient evidence, violations of legal procedures, or successful negotiation techniques from your defense team. Dismissal often requires a strategic approach, employing both legal and factual challenges to the prosecution's case. Our firm is adept at identifying weaknesses in the opposing party's evidence and leveraging them to our clients' advantage.

How Can I Protect Myself from Fraud Accusations?

Protecting yourself from fraud accusations involves meticulous attention to financial and personal records, ensuring all dealings are transparent and ethical. Regularly monitoring your accounts and being cautious about information shared online can help prevent misunderstandings and potential fraud charges. It's also wise to seek legal advice if you find yourself in contentious financial situations, ensuring your actions remain above reproach.

To discuss your fraud charges, call our New York City law offices at (646) 798-7118 for a free telephone consultation or contact us online.